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Add Stone Texture |  |
Open a current PSD you want to add this stone texture to. Make a selection with the Rectangle Marquee Tool and fill it in with a dark grey, I used #5C5C5C.
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Blending Option |  |
Now right click the layer and go to blending options. Select Pattern and use the Stone 80x80 texture:
And use these settings:
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Apply Satin |  |
Apply Satin as well and use these following settings:
Pretty simple effect. Looks great on interfaces, for example: